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Retail store for sale, Toowoomba QLD

About the business

Gray's Furniture is a retail furniture, bedding and homewares showroom in Gatton, serving the Lockyer Valley. It was established in 1981. The showroom is in a main-street location in Gatton's commercial precinct. Freehold is available for purchase, and a handover period is available. The reason given for the sale is that the current owner is planning to retire. The broker reports repeat customers from across the Lockyer Valley and beyond, and staff who have been with the business long-term.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $300,000 is paid

  • Your cash $90,000
  • Loan $210,000

What borrowing costs

$266,062 repaid in all

  • Borrowed $210,000
  • Interest $56,062
AU-11525Estimate

Asking price$300,000

Paid by

Your cash$90,000

Secured loan, 7 years at 6.98%$210,000

Each month

Loan repayment$3,170

Repayments each month

$3,170

Over 7 years you repay $266,062, of which $56,062 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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