Childcare centre for sale, Melbourne VIC

Photos: Vic Brokers

At a glance

Property type: Business

About the business

A childcare centre in Cranbourne, Melbourne, Victoria. It is licensed for 44 children and recently approved for 74. The centre is modern and purpose-built, with ample parking. It has a new lease term of 5 years commencing Dec 2025, with a further 6 terms of 5 years each.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$447,000 of the $1,490,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $1,490,000 is paid

Your cash $447,000
Loan $1,043,000

What borrowing costs

$1,321,443 repaid in all

Borrowed $1,043,000
Interest $278,443

AU-14803Estimate

Asking price$1,490,000

Paid by

Your cash$447,000

Secured loan, 7 years at 6.98%$1,043,000

Each month

Loan repayment$15,730

Repayments each month

$15,730

Over 7 years you repay $1,321,443, of which $278,443 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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