Retail store for sale, Newcastle NSW

Photos: LINK Business Brokers

About the business

A sub franchise retail store in the Lake Macquarie East area, Newcastle. The store is in a suburban shopping centre. The lease is 15 years plus. The broker reports it is currently run under management and has staff in place.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$79,500 of the $265,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $265,000 is paid

Your cash $79,500
Loan $185,500

What borrowing costs

$235,022 repaid in all

Borrowed $185,500
Interest $49,522

AU-17228Estimate

Asking price$265,000

Paid by

Your cash$79,500

Secured loan, 7 years at 6.98%$185,500

Each month

Loan repayment$2,800

Repayments each month

$2,800

Over 7 years you repay $235,022, of which $49,522 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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