Fashion and jewellery for sale, Australia-wide

Photos: LINK Business Brokers

About the business

A retail store selling gifts, homewares and fashion. The store has main road frontage. It sells products from a select and consolidated group of wholesalers which cycle new products. The broker reports minimal overheads and low risk.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$34,500 of the $115,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $115,000 is paid

Your cash $34,500
Loan $80,500

What borrowing costs

$101,991 repaid in all

Borrowed $80,500
Interest $21,491

AU-17526Estimate

Asking price$115,000

Paid by

Your cash$34,500

Secured loan, 7 years at 6.98%$80,500

Each month

Loan repayment$1,210

Repayments each month

$1,210

Over 7 years you repay $101,991, of which $21,491 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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