Lotto and newsagency for sale, Newcastle NSW

Photos: LINK Business Brokers

About the business

A newsagency and gift shop selling newspapers and Lotto in Newcastle, New South Wales. It has 20 years of history under the current owners. It is in a major regional shopping centre, between Coles and Woolworths. The broker reports it is under management by experienced staff and is one of the biggest Lotto sales outlets in the Hunter Region.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$119,700 of the $399,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $399,000 is paid

Your cash $119,700
Loan $279,300

What borrowing costs

$353,863 repaid in all

Borrowed $279,300
Interest $74,563

AU-17952Estimate

Asking price$399,000

Paid by

Your cash$119,700

Secured loan, 7 years at 6.98%$279,300

Each month

Loan repayment$4,210

Repayments each month

$4,210

Over 7 years you repay $353,863, of which $74,563 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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