Education business for sale, Central Coast NSW

Photos: LINK Business Brokers

About the business

An education centre on the Central Coast, New South Wales. It is fully staffed and currently run under management. The premises are held on a 3 x 3 year lease.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$11,400 of the $38,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $38,000 is paid

Your cash $11,400
Loan $26,600

What borrowing costs

$33,701 repaid in all

Borrowed $26,600
Interest $7,101

AU-18063Estimate

Asking price$38,000

Paid by

Your cash$11,400

Secured loan, 7 years at 6.98%$26,600

Each month

Loan repayment$400

Repayments each month

$400

Over 7 years you repay $33,701, of which $7,101 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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