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Lotto and newsagency for sale, Melbourne VIC

Photos: LINK Business Brokers

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About the business

A Tatts Lotto agency combined with a gifts and variety retail business in Melbourne, Victoria. It is in a shopping precinct in Melbourne's eastern suburbs, with a car park directly in front. It is held on a 10-year lease. The broker reports a simple operation suited to an owner-operator or couple, and a location on a main arterial road with heavy passing traffic.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $260,000 is paid

  • Your cash $78,000
  • Loan $182,000

What borrowing costs

$230,587 repaid in all

  • Borrowed $182,000
  • Interest $48,587
AU-19960Estimate

Asking price$260,000

Paid by

Your cash$78,000

Secured loan, 7 years at 6.98%$182,000

Each month

Loan repayment$2,750

Repayments each month

$2,750

Over 7 years you repay $230,587, of which $48,587 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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