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Retail store for sale, Sydney NSW

Photos: LINK Business Brokers

Photo 1 of 8

About the business

A discount and variety store in a shopping centre precinct on Sydney's Northern Beaches. It sells homewares, kitchenware, toys, gifts and furniture. It was fully renovated and relocated to a 440 sqm site in September 2024, near the escalator in a busy retail hub. It has a new 3+3+3 year lease. The broker reports that no further capital investment is required and that it has long-standing supplier relationships.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $98,000 is paid

  • Your cash $29,400
  • Loan $68,600

What borrowing costs

$86,914 repaid in all

  • Borrowed $68,600
  • Interest $18,314
AU-20098Estimate

Asking price$98,000

Paid by

Your cash$29,400

Secured loan, 7 years at 6.98%$68,600

Each month

Loan repayment$1,030

Repayments each month

$1,030

Over 7 years you repay $86,914, of which $18,314 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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