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Furniture retail business, 14 years trading

Photos: LINK Business Brokers

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About the business

A furniture retail business in Melbourne, Victoria. It has an established 14-year trading history. It operates from a 765sqm warehouse and showroom on a main road, with staff facilities including office space, kitchen, dining area and toilets. A lease is available. A truck, electric forklift, trailers with digital signs, 2 pallet jacks, 5-level racking and office equipment are included, and stock is extra. Full training and smooth handover are provided. The reason given for the sale is that the family member who managed day-to-day retail operations for many years is unable to continue due to serious health concerns. The broker reports a loyal customer base and that the business currently has no active website.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $35,000 is paid

  • Your cash $10,500
  • Loan $24,500

What borrowing costs

$31,041 repaid in all

  • Borrowed $24,500
  • Interest $6,541
AU-20399Estimate

Asking price$35,000

Paid by

Your cash$10,500

Secured loan, 7 years at 6.98%$24,500

Each month

Loan repayment$370

Repayments each month

$370

Over 7 years you repay $31,041, of which $6,541 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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