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Bedding and homewares store, under management

Photos: LINK Business Brokers

Photo 1 of 2

About the business

A bedding and homewares franchise retail store in Ballarat, Victoria. It trades seven days a week. It is fully under management. The showroom is newly decorated and sits on a busy main street in regional Victoria. The 5+5 lease commenced in October 2020. All plant and equipment is owned outright with no encumbrances. The broker reports a loyal customer base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $350,000 is paid

  • Your cash $105,000
  • Loan $245,000

What borrowing costs

$310,406 repaid in all

  • Borrowed $245,000
  • Interest $65,406
AU-20435Estimate

Asking price$350,000

Paid by

Your cash$105,000

Secured loan, 7 years at 6.98%$245,000

Each month

Loan repayment$3,700

Repayments each month

$3,700

Over 7 years you repay $310,406, of which $65,406 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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