Purpose-built long day care centre

Photos: LINK Business Brokers

About the business

A purpose-built long day care centre in the Northern Beaches catchment, Sydney, New South Wales. It has 100+ licensed places, with 44 vacant places. It cares for children aged 0-5 years. It was established in 2015. The broker reports six dedicated age-based rooms and a stable team of qualified educators led by an ECT-qualified Director.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$179,700 of the $599,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $599,000 is paid

Your cash $179,700
Loan $419,300

What borrowing costs

$531,238 repaid in all

Borrowed $419,300
Interest $111,938

AU-20513Estimate

Asking price$599,000

Paid by

Your cash$179,700

Secured loan, 7 years at 6.98%$419,300

Each month

Loan repayment$6,320

Repayments each month

$6,320

Over 7 years you repay $531,238, of which $111,938 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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