Lottery, newsagency and convenience store

Photos: LINK Business Brokers

About the business

A lottery, newsagency and convenience store in Melbourne CBD. It sells lottery products, drinks, confectionery, greeting cards, stationery, gifts, grocery items and dry-cleaning agency services. It was established approximately 25 years ago and has been operated by the current owner for the past 7 years. It trades only 5.5 days, with short Saturday hours. It is on a CBD street corner. The broker reports loyal customers and foot traffic.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$47,400 of the $158,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $158,000 is paid

Your cash $47,400
Loan $110,600

What borrowing costs

$140,126 repaid in all

Borrowed $110,600
Interest $29,526

AU-20922Estimate

Asking price$158,000

Paid by

Your cash$47,400

Secured loan, 7 years at 6.98%$110,600

Each month

Loan repayment$1,670

Repayments each month

$1,670

Over 7 years you repay $140,126, of which $29,526 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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