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Mobile tool supply business, 45 years trading

About the business

A mobile tool supply business in Ballarat, Victoria. It has traded for 45+ years. Vendor transition and handover assistance is available. It operates from a fully fitted mobile tool truck with shelving, EFTPOS, laptop and printer, and has no retail shopfront. It serves automotive workshops, panel beaters, agricultural operators and trade customers across a large regional Victorian territory. Stock is extra. The reason given for the sale is that the owner is planning retirement. The broker reports a loyal customer base and significant untapped growth potential.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $295,000 is paid

  • Your cash $88,500
  • Loan $206,500

What borrowing costs

$261,628 repaid in all

  • Borrowed $206,500
  • Interest $55,128
AU-20960Estimate

Asking price$295,000

Paid by

Your cash$88,500

Secured loan, 7 years at 6.98%$206,500

Each month

Loan repayment$3,110

Repayments each month

$3,110

Over 7 years you repay $261,628, of which $55,128 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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