Homewares and gift store
About the business
A long established homewares and gift business on the Mornington Peninsula, Melbourne, Victoria. It has had the same ownership since March 1991. It trades 4 days per week, open 10am to 5pm, in a shopping precinct. It serves locals and tourists and has an existing online sales channel. Occupancy is month to month. Goodwill, plant and equipment, and stock are included. The broker reports an established reputation and stable foot traffic.
Financing calculator
An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.
Asking price$149,500
Paid by
Your cash$44,850
Secured loan, 7 years at 6.98%$104,650
Each month
Loan repayment$1,580
Repayments each month
$1,580
Over 7 years you repay $132,588, of which $27,938 is interest.
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.
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