Cafe and coffee roasting with wholesale trade

Photos: LINK Business Brokers

About the business

An established cafe and coffee roasting business with a wholesale operation and customer-facing trade in Melbourne, Victoria. It sells wholesale coffee. The cafe has 80 indoor and outdoor seats and an 11:00 pm liquor licence. The broker reports an experienced team and scope to expand the wholesale coffee roasting operation and open at night.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$236,400 of the $788,000.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $788,000 is paid

Your cash $236,400
Loan $551,600

What borrowing costs

$698,857 repaid in all

Borrowed $551,600
Interest $147,257

AU-21420Estimate

Asking price$788,000

Paid by

Your cash$236,400

Secured loan, 7 years at 6.98%$551,600

Each month

Loan repayment$8,320

Repayments each month

$8,320

Over 7 years you repay $698,857, of which $147,257 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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