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Supplies and fits automotive accessories to cars and trucks

About the business

Southwest Gem supplies and fits automotive accessories to cars, 4wd's, trucks, buses and campers in Bunbury, Western Australia. It has local trade clients with accounts going back over 30 years. It has a team in place with many long term staff members. It is managed, and the current owner works only school hours and is generally not involved in the day to day running. It is based close to the city centre, a 2 minute drive or 5 minute walk from 2 large shopping centres, with a recently updated showroom. The broker reports that training and support are provided and that repeat clients get different work done on their vehicle builds.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $1,400,000 is paid

  • Your cash $420,000
  • Loan $980,000

What borrowing costs

$1,241,625 repaid in all

  • Borrowed $980,000
  • Interest $261,625
AU-22074Estimate

Asking price$1,400,000

Paid by

Your cash$420,000

Secured loan, 7 years at 6.98%$980,000

Each month

Loan repayment$14,780

Repayments each month

$14,780

Over 7 years you repay $1,241,625, of which $261,625 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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