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Bicycle shop and retailer with e-bikes, 13 years trading

About the business

An independently owned bicycle shop and retailer, with e-bikes, in Adelaide, South Australia. It has over 13 years of trading history. It operates from fully fitted premises in a retail strip on Main North Rd, with a fully equipped workshop, showroom, and retail fit-out. A long-term lease with renewal options is in place. It is supported by national branding under a banner. Stock is extra. The broker reports priority stock access through supplier relationships and a loyal multi-generational customer base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $495,000 is paid

  • Your cash $148,500
  • Loan $346,500

What borrowing costs

$439,003 repaid in all

  • Borrowed $346,500
  • Interest $92,503
AU-22129Estimate

Asking price$495,000

Paid by

Your cash$148,500

Secured loan, 7 years at 6.98%$346,500

Each month

Loan repayment$5,230

Repayments each month

$5,230

Over 7 years you repay $439,003, of which $92,503 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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