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Fine jewellery, from engagement rings to showpieces

About the business

A seller of fine jewellery, from engagement rings to showpieces, in Cairns, Queensland. It is located in Tropical North Queensland. The broker reports that it is family owned and run for many years, with a loyal customer base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $225,000 is paid

  • Your cash $67,500
  • Loan $157,500

What borrowing costs

$199,547 repaid in all

  • Borrowed $157,500
  • Interest $42,047
AU-22239Estimate

Asking price$225,000

Paid by

Your cash$67,500

Secured loan, 7 years at 6.98%$157,500

Each month

Loan repayment$2,380

Repayments each month

$2,380

Over 7 years you repay $199,547, of which $42,047 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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