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E-commerce gift business, home-based

About the business

An e-commerce gift business in Perth, Western Australia. It has been established for 20+ years. It has a customer database of 14,000+. It is home-based and relocatable, and currently operated around family commitments. The sale includes an established website, SEO and digital marketing systems. The broker reports repeat Christmas and corporate trade.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $189,000 is paid

  • Your cash $56,700
  • Loan $132,300

What borrowing costs

$167,619 repaid in all

  • Borrowed $132,300
  • Interest $35,319
AU-22249Estimate

Asking price$189,000

Paid by

Your cash$56,700

Secured loan, 7 years at 6.98%$132,300

Each month

Loan repayment$2,000

Repayments each month

$2,000

Over 7 years you repay $167,619, of which $35,319 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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