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Large format health club with personal training

About the business

A large format health club (gym) in a Central Queensland coastal city. It has been established since 2006. The lease is in place to 2029 plus option. The broker reports a fully managed operation with experienced staff in place and a large recurring direct debit membership base.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $5,500,000 is paid

  • Your cash $1,650,000
  • Loan $3,850,000

What borrowing costs

$4,877,811 repaid in all

  • Borrowed $3,850,000
  • Interest $1,027,811
AU-22274Estimate

Asking price$5,500,000

Paid by

Your cash$1,650,000

Secured loan, 7 years at 6.98%$3,850,000

Each month

Loan repayment$58,070

Repayments each month

$58,070

Over 7 years you repay $4,877,811, of which $1,027,811 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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