Retail clothing boutique with online store
About the business
A retail clothing boutique in Spotswood, Melbourne's Inner West. It sells through the retail boutique, an online store and social media. The owner is not required to work weekends in the boutique and has Wednesdays off. It is on a shopping strip with parking, near cafes, wine bars and other retailers. A 12 month handover is available with the current owner if desired by the purchaser. The broker reports women's clothing, accessories, gifts and lifestyle pieces from popular, affordable fashion labels, and that online sales contribute almost half of total revenue.
Financing calculator
An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.
Asking price$109,000
Paid by
Your cash$32,700
Secured loan, 7 years at 6.98%$76,300
Each month
Loan repayment$1,150
Repayments each month
$1,150
Over 7 years you repay $96,669, of which $20,369 is interest.
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.
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