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Bedding retail franchise

About the business

A bedding retail franchise in the Northern Rivers of NSW. It was established 1994 and trades from a physical location. It has a customer database of more than 30,000 contact details. Stock is extra. The broker reports franchisor training and support for franchisees, and an experienced team most likely willing to remain on under new ownership if required.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $195,000 is paid

  • Your cash $58,500
  • Loan $136,500

What borrowing costs

$172,941 repaid in all

  • Borrowed $136,500
  • Interest $36,441
AU-22544Estimate

Asking price$195,000

Paid by

Your cash$58,500

Secured loan, 7 years at 6.98%$136,500

Each month

Loan repayment$2,060

Repayments each month

$2,060

Over 7 years you repay $172,941, of which $36,441 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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