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Specialty giftware store with decorating services

About the business

A specialty retail and giftware store in Canberra. It was established in 2020. It sells seasonal products, collectibles, homewares, brands and giftware, and offers e-commerce, seasonal pop-up activity and commercial and residential decorating services. Senior staff and key holders are able to open, close and operate the store. The owners' involvement has varied and has been limited during much of the current year. The store is in a Canberra tourism and leisure precinct, with custom displays, hand-painted murals, themed rooms and store theming. The customer database and digital following are included, and stock is extra. The broker reports a social media audience of more than 10,000 people.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $795,000 is paid

  • Your cash $238,500
  • Loan $556,500

What borrowing costs

$705,065 repaid in all

  • Borrowed $556,500
  • Interest $148,565
AU-22727Estimate

Asking price$795,000

Paid by

Your cash$238,500

Secured loan, 7 years at 6.98%$556,500

Each month

Loan repayment$8,390

Repayments each month

$8,390

Over 7 years you repay $705,065, of which $148,565 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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