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Irrigation and pumping retail store and repair workshop

About the business

An irrigation and pumps business with a retail store, showroom and repair workshop in Dubbo, New South Wales. It has traded from the same Dubbo main-road location for 24 years. It has 12 staff including retail sales, pump technicians, a storeman, an in-field installation crew and administration. The owner works full time in estimating, quoting, sales and general operations management. The showroom and fully equipped workshop are on a busy road, with on-street and off-street parking. Stock is included, and it is a member of a national group. The reason given for the sale is that the owner is seeking retirement. The broker reports that no overdraft was ever required.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $1,650,000 is paid

  • Your cash $495,000
  • Loan $1,155,000

What borrowing costs

$1,463,343 repaid in all

  • Borrowed $1,155,000
  • Interest $308,343
AU-22751Estimate

Asking price$1,650,000

Paid by

Your cash$495,000

Secured loan, 7 years at 6.98%$1,155,000

Each month

Loan repayment$17,420

Repayments each month

$17,420

Over 7 years you repay $1,463,343, of which $308,343 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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