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Office furniture business, 40 years trading

About the business

An office furniture business in Canberra. It has a 40-year trading history. Its customers are workplaces, government departments, institutional environments and corporate clients. It has been run under management for the past 16 years. The broker reports exclusive agreements with key global brands and that it is one of only 9 suppliers on a key federal government panel.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $540,000 is paid

  • Your cash $162,000
  • Loan $378,000

What borrowing costs

$478,912 repaid in all

  • Borrowed $378,000
  • Interest $100,912
AU-22776Estimate

Asking price$540,000

Paid by

Your cash$162,000

Secured loan, 7 years at 6.98%$378,000

Each month

Loan repayment$5,700

Repayments each month

$5,700

Over 7 years you repay $478,912, of which $100,912 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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