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Fresh food and grocery business, 19 years trading

About the business

A local fresh food and grocery business with a local and organic focus in Melbourne, Victoria. It sells conventional and organic produce, bakery, deli, meats, seafood and ready meals. It has a new in-store juice and smoothie bar. It trades through in-store retail, recurring weekly wholesale and online delivery. It has traded for 19 years. The vendors offer transition and handover support. The premises are on a main street with rear access and four private car parks. A truck and forklift are included. The reason given for the sale is family lifestyle change. The broker reports the business is run day-to-day by an experienced manager and team, with part-time owner involvement.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $990,000 is paid

  • Your cash $297,000
  • Loan $693,000

What borrowing costs

$878,006 repaid in all

  • Borrowed $693,000
  • Interest $185,006
AU-22781Estimate

Asking price$990,000

Paid by

Your cash$297,000

Secured loan, 7 years at 6.98%$693,000

Each month

Loan repayment$10,450

Repayments each month

$10,450

Over 7 years you repay $878,006, of which $185,006 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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