Tobacco and lottery retail business
About the business
A tobacco and lottery retail business operating as a franchise in Brisbane, Queensland. It has traded for approximately 35 years from the same location. The lease runs until March 2027, with two further one-year options. It is a retail shop in a busy shopping precinct in a Brisbane bayside suburb. It sells tobacco products, lottery products, smoking accessories, newspapers and Go Card sales and top-ups. The sale includes a modern shop fit-out, POS system, EFTPOS facilities, drink refrigeration, a built-in floor safe, a back-to-base alarm and a CCTV security system. It also includes a rear storeroom with rear access, internet and Wi-Fi, established supplier accounts and the complete franchise systems. Stock is extra. The broker reports a loyal base of repeat customers.
Financing calculator
An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.
Asking price$99,000
Paid by
Your cash$29,700
Secured loan, 7 years at 6.98%$69,300
Each month
Loan repayment$1,050
Repayments each month
$1,050
Over 7 years you repay $87,801, of which $18,501 is interest.
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.
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