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Surf and beachwear retail store, 29 years trading

About the business

A surf and beachwear retail store in Mission Beach, Queensland, trading as Mission Beach Workx. It sells beachwear and surf gear and accessories for all ages, from toddlers to seniors. It has operated for over 29 years, since 1995. It is owner-operated. The broker reports well-trained staff in place and regular loyal clients.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $260,000 is paid

  • Your cash $78,000
  • Loan $182,000

What borrowing costs

$230,587 repaid in all

  • Borrowed $182,000
  • Interest $48,587
AU-22882Estimate

Asking price$260,000

Paid by

Your cash$78,000

Secured loan, 7 years at 6.98%$182,000

Each month

Loan repayment$2,750

Repayments each month

$2,750

Over 7 years you repay $230,587, of which $48,587 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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