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Retail and online lighting business, 21 years trading

Photos: Morgan Business Sales

Photo 1 of 1

About the business

A retail and online lighting business in Victoria. It is being offered to the market for the first time in 21 years of operation. It is partly managed and run by 2 owners and 6 staff, including a long-time full-time manager and assistant managers. It has customers across trade, public and online sales through its websites. The owners are open to an extended handover period, training new owners, staying on board for an agreed period or a clean sale. The broker reports that it has experienced continuous growth and benefits from demand for new housing and construction in this regional area.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $750,000 is paid

  • Your cash $225,000
  • Loan $525,000

What borrowing costs

$665,156 repaid in all

  • Borrowed $525,000
  • Interest $140,156
AU-22939Estimate

Asking price$750,000

Paid by

Your cash$225,000

Secured loan, 7 years at 6.98%$525,000

Each month

Loan repayment$7,920

Repayments each month

$7,920

Over 7 years you repay $665,156, of which $140,156 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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