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Retail and online business

Photos: Morgan Business Sales

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About the business

An established retail and online business in Perth, Western Australia. It has 2 staff, one owner/operator plus one full-time employee. It comes with an online platform, and stock is extra. The broker reports a large repeat customer base and brand loyalty.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $540,000 is paid

  • Your cash $162,000
  • Loan $378,000

What borrowing costs

$478,912 repaid in all

  • Borrowed $378,000
  • Interest $100,912
AU-23022Estimate

Asking price$540,000

Paid by

Your cash$162,000

Secured loan, 7 years at 6.98%$378,000

Each month

Loan repayment$5,700

Repayments each month

$5,700

Over 7 years you repay $478,912, of which $100,912 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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