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RTO for sale, New South Wales NSW

Photos: Morgan Business Sales

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About the business

An RTO in New South Wales. It has been trading for over 15 years and can be operated from anywhere. An operations manager is in place running the back end of the business. The current owner is asking to stay on as a contracted trainer. It is sold as a share sale, with courses booked all over NSW up to 6 months into the future. The broker reports a simple compliance system in place and long term relationships with clients all over NSW with a history of repeat business.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $595,000 is paid

  • Your cash $178,500
  • Loan $416,500

What borrowing costs

$527,691 repaid in all

  • Borrowed $416,500
  • Interest $111,191
AU-23026Estimate

Asking price$595,000

Paid by

Your cash$178,500

Secured loan, 7 years at 6.98%$416,500

Each month

Loan repayment$6,280

Repayments each month

$6,280

Over 7 years you repay $527,691, of which $111,191 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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