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Spa offering evolving treatments, 20 years trading

Photos: Morgan Business Sales

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About the business

A beauty and skin clinic, a spa offering evolving treatments, in New South Wales. It has been established for 20 years or more. Staff are 1 full time manager, 1 full time senior therapist, 2 full time apprentices and casuals. The business is under full management. The lease term is 3+3+3. Equipment is included. The broker reports very little competition and huge tourism potential.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $290,000 is paid

  • Your cash $87,000
  • Loan $203,000

What borrowing costs

$257,194 repaid in all

  • Borrowed $203,000
  • Interest $54,194
AU-23100Estimate

Asking price$290,000

Paid by

Your cash$87,000

Secured loan, 7 years at 6.98%$203,000

Each month

Loan repayment$3,060

Repayments each month

$3,060

Over 7 years you repay $257,194, of which $54,194 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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