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Retailer of home fragrance, bath and body, homewares, gifts

Photos: Morgan Business Sales

Photo 1 of 1

About the business

A retailer of home fragrance, bath and body, homewares, gifts and fashion in Bathurst, NSW. It was established in 2008. It is run under full management with minimal owner intervention, with two casual managers and three casual sales assistants. It is positioned between two major anchor tenants, and the lease expires on 30 April 2029. It has a customer loyalty program, gift vouchers, gift wrapping and branded bags. The broker reports a standout presence in the local market.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $250,000 is paid

  • Your cash $75,000
  • Loan $175,000

What borrowing costs

$221,719 repaid in all

  • Borrowed $175,000
  • Interest $46,719
AU-23133Estimate

Asking price$250,000

Paid by

Your cash$75,000

Secured loan, 7 years at 6.98%$175,000

Each month

Loan repayment$2,640

Repayments each month

$2,640

Over 7 years you repay $221,719, of which $46,719 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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