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Fruit shop, grocer, florist and café

Photos: Morgan Business Sales

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Fruit shop, grocer, florist and café

About the business

This is a mixed-use fruit shop, grocer, florist and cafe in a Bayside retail strip in Victoria. The adjoining cafe trades 6 days a week. An upstairs dwelling is leased, which provides rental income. The shop sells gourmet produce, deli items, meals and hampers. The business combines grocery, cafe and rental income in one package. It is located near beaches and golf courses, in Brighton, Sandringham and surrounding areas. The business has a brand, staff and suppliers in place, and trade has seasonal peaks. The broker reports high-income locals and high discretionary spend in the area.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $399,000 is paid

  • Your cash $119,700
  • Loan $279,300

What borrowing costs

$353,863 repaid in all

  • Borrowed $279,300
  • Interest $74,563
AU-23307Estimate

Asking price$399,000

Paid by

Your cash$119,700

Secured loan, 7 years at 6.98%$279,300

Each month

Loan repayment$4,210

Repayments each month

$4,210

Over 7 years you repay $353,863, of which $74,563 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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