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Supermarket with Lotto and lottery sales

About the business

This is a supermarket in the Lambton village precinct in Newcastle, New South Wales, selling groceries and convenience items. The business has more than 15 years of trading history. It operates under a national supermarket banner, and the existing licence can be transferred, subject to approval. The premises are held on a long-term lease. The store has refrigeration, shelving, point-of-sale systems and a rooftop solar installation. Alongside groceries and convenience items it sells Lotto and lottery products. It sits near cafes, hotels, other retailers, residential neighbourhoods and a medical precinct. A loyalty program is in place. The broker reports a proven trading history, profitability and repeat customers. The broker reports strong local community demand and potential to expand food to go and coffee offerings. The broker reports manageable overheads and lifestyle flexibility for an owner.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $380,000 is paid

  • Your cash $114,000
  • Loan $266,000

What borrowing costs

$337,012 repaid in all

  • Borrowed $266,000
  • Interest $71,012
AU-23444Estimate

Asking price$380,000

Paid by

Your cash$114,000

Secured loan, 7 years at 6.98%$266,000

Each month

Loan repayment$4,010

Repayments each month

$4,010

Over 7 years you repay $337,012, of which $71,012 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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