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Lottery sales, newspapers and greeting cards

About the business

This is a lottery and newsagency business in Melbourne, Victoria, selling lottery entries alongside other everyday retail services. Customers can buy lottery entries, newspapers, greeting cards and public transport cards, and can also collect parcels. The shop sits within a shopping centre in Melbourne's south-east. The broker reports that the mix of services gives customers several reasons to visit and encourages repeat visits. The broker reports that the established service mix and shopping centre setting give a foundation to build on, and that a new owner could improve merchandising and promote complementary products.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $1,500,000 is paid

  • Your cash $450,000
  • Loan $1,050,000

What borrowing costs

$1,330,312 repaid in all

  • Borrowed $1,050,000
  • Interest $280,312
AU-23740Estimate

Asking price$1,500,000

Paid by

Your cash$450,000

Secured loan, 7 years at 6.98%$1,050,000

Each month

Loan repayment$15,840

Repayments each month

$15,840

Over 7 years you repay $1,330,312, of which $280,312 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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