Mortgage and finance for sale, Melbourne VIC

Photos: Vic Brokers

At a glance

Property type: Business

About the business

A mortgage broking business, an Aussie Home Loans franchise, in Melbourne, Victoria. It is a franchise with exclusive territory, operating 2 years from the current area. The broker reports a lead generating system and tractable systems in place.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$60,000 of the $200,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $200,000 is paid

Your cash $60,000
Loan $140,000

What borrowing costs

$177,375 repaid in all

Borrowed $140,000
Interest $37,375

AU-14698Estimate

Asking price$200,000

Paid by

Your cash$60,000

Secured loan, 7 years at 6.98%$140,000

Each month

Loan repayment$2,110

Repayments each month

$2,110

Over 7 years you repay $177,375, of which $37,375 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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