Cafe for sale, Melbourne VIC

Photos: Vic Brokers

At a glance

Property type: Business

About the business

A toastie bar and licensed hospitality venue, a daytime cafe that can trade as a bar, in Melbourne, Victoria. It serves specialty toasties, coffee and casual dining. It is on Nepean Highway in Edithvale and is fully fitted and operational. The existing liquor licence is included in the sale. The broker reports the business is currently operated by an owner-operator and has a loyal local following.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$25,500 of the $85,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $85,000 is paid

Your cash $25,500
Loan $59,500

What borrowing costs

$75,384 repaid in all

Borrowed $59,500
Interest $15,884

AU-14773Estimate

Asking price$85,000

Paid by

Your cash$25,500

Secured loan, 7 years at 6.98%$59,500

Each month

Loan repayment$900

Repayments each month

$900

Over 7 years you repay $75,384, of which $15,884 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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