RTO for sale, Melbourne VIC

At a glance

Business type: CRICOS RTO
Rent: Reasonable Rent for Location.
Lease: Good Lease Options Available.

About the business

An RTO business in Melbourne, Victoria. The premises are approximately 200 square metres with a full fit out, and have 3 class rooms with seating for students. The sale includes a full fit out and a fully equipped kitchen. The broker reports good lease options available and some vendor and student parking available.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$119,700 of the $399,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $399,000 is paid

Your cash $119,700
Loan $279,300

What borrowing costs

$353,863 repaid in all

Borrowed $279,300
Interest $74,563

AU-15512Estimate

Asking price$399,000

Paid by

Your cash$119,700

Secured loan, 7 years at 6.98%$279,300

Each month

Loan repayment$4,210

Repayments each month

$4,210

Over 7 years you repay $353,863, of which $74,563 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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