Cafe for sale, New South Wales NSW

Photos: LINK Business Brokers

About the business

A coffee cafe operating five days a week in New South Wales. The premises are air-conditioned. The broker reports an easy operation.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$23,700 of the $79,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $79,000 is paid

Your cash $23,700
Loan $55,300

What borrowing costs

$70,063 repaid in all

Borrowed $55,300
Interest $14,763

AU-17232Estimate

Asking price$79,000

Paid by

Your cash$23,700

Secured loan, 7 years at 6.98%$55,300

Each month

Loan repayment$830

Repayments each month

$830

Over 7 years you repay $70,063, of which $14,763 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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