Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A licensed cafe in Surry Hills, Sydney, New South Wales. It is fully licensed and also trades Thursday to Saturday evenings. It is in a foodie precinct. It serves 40 kilo of coffee per week of its own custom blend. The broker reports that the fit out is second to none and that catering and functions is an untapped market.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$88,500 of the $295,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $295,000 is paid

Your cash $88,500
Loan $206,500

What borrowing costs

$261,628 repaid in all

Borrowed $206,500
Interest $55,128

AU-17246Estimate

Asking price$295,000

Paid by

Your cash$88,500

Secured loan, 7 years at 6.98%$206,500

Each month

Loan repayment$3,110

Repayments each month

$3,110

Over 7 years you repay $261,628, of which $55,128 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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