Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A coffee franchise cafe on the Sydney North Shore, New South Wales. It has a new seven year lease. The broker reports the current owner works only 20 hours per week and will be completing an upgrade to the store.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$78,000 of the $260,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $260,000 is paid

Your cash $78,000
Loan $182,000

What borrowing costs

$230,587 repaid in all

Borrowed $182,000
Interest $48,587

AU-17256Estimate

Asking price$260,000

Paid by

Your cash$78,000

Secured loan, 7 years at 6.98%$182,000

Each month

Loan repayment$2,750

Repayments each month

$2,750

Over 7 years you repay $230,587, of which $48,587 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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