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Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

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About the business

A licensed cafe in North Sydney, New South Wales. It serves corporate customers and sells an average of 40kg of coffee per week. It is fully licensed and has 44 seats inside. There is also a large external courtyard with undercover outdoor seating for 60. The premises are within a building with 7 floors of commercial and 260 residential apartments. They have a large open kitchen, cool room and 6 toilets. The lease is 2+3 years. The broker reports potential to extend operating hours.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $320,000 is paid

  • Your cash $96,000
  • Loan $224,000

What borrowing costs

$283,800 repaid in all

  • Borrowed $224,000
  • Interest $59,800
AU-17297Estimate

Asking price$320,000

Paid by

Your cash$96,000

Secured loan, 7 years at 6.98%$224,000

Each month

Loan repayment$3,380

Repayments each month

$3,380

Over 7 years you repay $283,800, of which $59,800 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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