Cafe for sale, Australia-wide

Photos: LINK Business Brokers

About the business

An espresso bar outside a major supermarket in the Northern Beaches. It is currently run under management. The broker reports it is very easy to run.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$45,000 of the $150,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $150,000 is paid

Your cash $45,000
Loan $105,000

What borrowing costs

$133,031 repaid in all

Borrowed $105,000
Interest $28,031

AU-17316Estimate

Asking price$150,000

Paid by

Your cash$45,000

Secured loan, 7 years at 6.98%$105,000

Each month

Loan repayment$1,580

Repayments each month

$1,580

Over 7 years you repay $133,031, of which $28,031 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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