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Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

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About the business

A take away cafe with light cooking in Sydney, New South Wales. It is located between a train station and a University. It is held on a two year lease with an option to extend an additional four years. It is currently trading five days per week and half a day on Saturday. The broker reports it is popular amongst uni students and local residents, and has high foot traffic.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $99,000 is paid

  • Your cash $29,700
  • Loan $69,300

What borrowing costs

$87,801 repaid in all

  • Borrowed $69,300
  • Interest $18,501
AU-17323Estimate

Asking price$99,000

Paid by

Your cash$29,700

Secured loan, 7 years at 6.98%$69,300

Each month

Loan repayment$1,050

Repayments each month

$1,050

Over 7 years you repay $87,801, of which $18,501 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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