Cafe for sale, Newcastle NSW

Photos: LINK Business Brokers

About the business

A cafe in Newcastle CBD, New South Wales. It caters for breakfast and lunch only. It is held on a long term lease. It sells up to 90kg of coffee per week. The broker reports fully trained staff and a very loyal following.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$130,500 of the $435,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $435,000 is paid

Your cash $130,500
Loan $304,500

What borrowing costs

$385,791 repaid in all

Borrowed $304,500
Interest $81,291

AU-17325Estimate

Asking price$435,000

Paid by

Your cash$130,500

Secured loan, 7 years at 6.98%$304,500

Each month

Loan repayment$4,590

Repayments each month

$4,590

Over 7 years you repay $385,791, of which $81,291 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

Open the full calculator

More in food and hospitality

See all