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Bakery for sale, Port Macquarie NSW

Photos: LINK Business Brokers

Photo 1 of 8

About the business

A bakery in Nambucca Heads, Northern NSW. It sells artisan and block products and trades only five days per week. The owner can stay on for training. The premises are fully fitted, with a long lease with options to extend. A branded delivery van is included. The broker reports a loyal customer base plus wholesale customers.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Seller finance
Some sellers take part of the price over time. Shown at 8% over 3 years.
Loan term
Usually up to 7 years; longer when secured on property.
Loan
Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $189,000 is paid

  • Your cash $56,700
  • Loan $132,300

What borrowing costs

$167,619 repaid in all

  • Borrowed $132,300
  • Interest $35,319
AU-17330Estimate

Asking price$189,000

Paid by

Your cash$56,700

Secured loan, 7 years at 6.98%$132,300

Each month

Loan repayment$2,000

Repayments each month

$2,000

Over 7 years you repay $167,619, of which $35,319 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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