Cafe for sale, Wollongong NSW

Photos: LINK Business Brokers

About the business

A beachfront cafe in Wollongong, New South Wales. It has a 10 year trading history and is fully managed. It is fully licensed and seats up to 100 people. The premises have ocean views, an alfresco dining area and 2 separate kitchens. The new lease is 3 + 3 years. Stock is extra. The reason given for the sale is family commitments overseas.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$73,500 of the $245,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $245,000 is paid

Your cash $73,500
Loan $171,500

What borrowing costs

$217,284 repaid in all

Borrowed $171,500
Interest $45,784

AU-17338Estimate

Asking price$245,000

Paid by

Your cash$73,500

Secured loan, 7 years at 6.98%$171,500

Each month

Loan repayment$2,590

Repayments each month

$2,590

Over 7 years you repay $217,284, of which $45,784 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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