Cafe for sale, Sydney NSW

Photos: LINK Business Brokers

About the business

A cafe focusing on the breakfast coffee and lunch trade in Sydney, New South Wales. The lease has 5 years left. The premises have a full kitchen with grease trap and good storage. The broker reports weekends off and a stable and reputable business.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$26,700 of the $89,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $89,000 is paid

Your cash $26,700
Loan $62,300

What borrowing costs

$78,932 repaid in all

Borrowed $62,300
Interest $16,632

AU-17345Estimate

Asking price$89,000

Paid by

Your cash$26,700

Secured loan, 7 years at 6.98%$62,300

Each month

Loan repayment$940

Repayments each month

$940

Over 7 years you repay $78,932, of which $16,632 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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