Bakery for sale, Australia-wide

Photos: LINK Business Brokers

About the business

A bakery in an art deco retail shop making pies and pastries, on a busy highway retail strip in the Greater Blue Mountains. It trades 5 days. A mezzanine level is available for expansion. The broker reports potential to increase trade from 5 to 7 days.

Financing calculator

An estimate, not a loan offer. Change the numbers to see what buying this business would take in cash and what the repayments would be each month.

Your cash: 30%$29,700 of the $99,000. Lenders rarely fund the whole price.

Seller finance

Some sellers take part of the price over time. Shown at 8% over 3 years.

Loan term

Usually up to 7 years; longer when secured on property.

Loan

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026

How the $99,000 is paid

Your cash $29,700
Loan $69,300

What borrowing costs

$87,801 repaid in all

Borrowed $69,300
Interest $18,501

AU-17353Estimate

Asking price$99,000

Paid by

Your cash$29,700

Secured loan, 7 years at 6.98%$69,300

Each month

Loan repayment$1,050

Repayments each month

$1,050

Over 7 years you repay $87,801, of which $18,501 is interest.

Secured on property: the RBA's average for small business new loans secured on residential property, August 2026. Lenders set their own rates and terms, and this leaves out stamp duty and fees. Source: Reserve Bank of Australia 2026.

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